Choose your insurance coverage
| 1 | 1.87 USD per day | Details |
INTERNSHIP TRAVEL INSURANCE POLICY WORDING
The Intern Group
Benefit Table
|
Section |
Benefit Type |
Limit - USD |
|
|
Emergency Medical Assistance |
Unlimited |
|
|
Emergency Medical, and Hospital Expenses |
5,000,000 |
|
|
Medical Evacuation Expenses |
50,000 |
|
|
Dental Expenses |
Up to USD 3,000 for accidental injury and USD 500 for pain relief |
|
|
Funeral Expenses |
20,000 |
|
|
Accidental Death |
30,000 |
|
|
Repatriation of Remains |
25,000 |
|
|
Permanent Disability |
40,000 |
|
|
Luggage and Personal Effects |
1,000 |
|
|
Personal Liability Emergency Bail Bond Travel Delay Trip Interruption |
1,000,000 1,500 Up to USD 350 Up to one economy fare ticket |
|
|
Search and Rescue Emergency Reunion |
25,000 5,000 |
|
|
Catastrophe Cover |
1,000 |
|
|
Security Evacuation Expenses |
25,000 |
|
|
Legal Advice Mental Health Treatment (by Authorised Psychiatric)
|
25,000 Up to USD 250 per session, maximum 5 sessions per person, per lifetime. |
|
|
|
|
|
|
Optional Upgrades (if additional premium paid) |
|
|
A |
PND and KCF |
100,000 |
|
B |
Trip Cancellation |
3,000 |
POLICY EXCESS AMOUNTS
$100 excess applies to the following benefits:
• Section 7: Personal Liability
The Contract of Insurance
In return for You having paid the premium for the Coverage Period, We will provide You the Benefits set out in Your Policy whilst You are on a trip away from your Home Country during the Coverage Period subject to the Definitions. Condition, Benefits limits and Exclusion contained in Your Policy.
This is Your Travel Insurance Policy, which with your Certificate of Insurance should be read together and forms the contract of Insurance between You and Us but is only valid if you have paid the premium.
Your premium has been based on the information shown in Your Certificate of Insurance and recorded in the written declaration you have made. Please read them carefully to make sure they meet Your requirements and that the details on Your certificate of Insurance are correct. If after reading your Policy and Certificate You have any questions. please your insurance advisor.
IMPORTANT
It is essential that you provide us with a fair representation of the risks we are accepting when applying for cover. It is also important that you advise your broker, intermediary or Us of any changes which occur during the period of insurance which may alter information previously provided. If you are in doubt as to whether you need to disclose information to us then this should be declared.
It is Your responsibility to prove any loss therefore we recommend that you keep receipts. photographs and relevant documents to help with any claim you make. This Policy is a legal contract. You must tell Us about any facts or changes which affect Your insurance and which have occurred either since the Policy started or since the last renewal date.
If You are not sure whether certain facts are relevant please ask Your adviser. If You do not tell Us about relevant changes. Your Policy may not be valid or the Policy may not cover You fully. You should keep a written record (including copies of letters) of any information You give Us or Your insurance adviser when You renew this Policy.
JURISDICTION AND CHOICE OF LAW
This insurance shall be governed by and construed in accordance with the laws of England and Wales and shall be subject to the jurisdiction of the courts of England and Wales.
All communications between You and Us shall be conducted in English except as otherwise provided in this Policy
| 2 | 2.13 USD per day | Details |
INTERNSHIP TRAVEL INSURANCE POLICY WORDING
The Intern Group
Benefit Table
|
Section |
Benefit Type |
Limit - USD |
|
|
Emergency Medical Assistance |
Unlimited |
|
|
Emergency Medical, and Hospital Expenses |
5,000,000 |
|
|
Medical Evacuation Expenses |
50,000 |
|
|
Dental Expenses |
Up to USD 3,000 for accidental injury and USD 500 for pain relief |
|
|
Funeral Expenses |
20,000 |
|
|
Accidental Death |
30,000 |
|
|
Repatriation of Remains |
25,000 |
|
|
Permanent Disability |
40,000 |
|
|
Luggage and Personal Effects |
1,000 |
|
|
Personal Liability Emergency Bail Bond Travel Delay Trip Interruption |
1,000,000 1,500 Up to USD 350 Up to one economy fare ticket |
|
|
Search and Rescue Emergency Reunion |
25,000 5,000 |
|
|
Catastrophe Cover |
1,000 |
|
|
Security Evacuation Expenses |
25,000 |
|
|
Legal Advice Mental Health Treatment (by Authorised Psychiatric)
|
25,000 Up to USD 250 per session, maximum 5 sessions per person, per lifetime. |
|
|
|
|
|
|
Optional Upgrades (if additional premium paid) |
|
|
A |
PND and KCF |
100,000 |
|
B |
Trip Cancellation |
3,000 |
POLICY EXCESS AMOUNTS
$100 excess applies to the following benefits:
• Section 7: Personal Liability
The Contract of Insurance
In return for You having paid the premium for the Coverage Period, We will provide You the Benefits set out in Your Policy whilst You are on a trip away from your Home Country during the Coverage Period subject to the Definitions. Condition, Benefits limits and Exclusion contained in Your Policy.
This is Your Travel Insurance Policy, which with your Certificate of Insurance should be read together and forms the contract of Insurance between You and Us but is only valid if you have paid the premium.
Your premium has been based on the information shown in Your Certificate of Insurance and recorded in the written declaration you have made. Please read them carefully to make sure they meet Your requirements and that the details on Your certificate of Insurance are correct. If after reading your Policy and Certificate You have any questions. please your insurance advisor.
IMPORTANT
It is essential that you provide us with a fair representation of the risks we are accepting when applying for cover. It is also important that you advise your broker, intermediary or Us of any changes which occur during the period of insurance which may alter information previously provided. If you are in doubt as to whether you need to disclose information to us then this should be declared.
It is Your responsibility to prove any loss therefore we recommend that you keep receipts. photographs and relevant documents to help with any claim you make. This Policy is a legal contract. You must tell Us about any facts or changes which affect Your insurance and which have occurred either since the Policy started or since the last renewal date.
If You are not sure whether certain facts are relevant please ask Your adviser. If You do not tell Us about relevant changes. Your Policy may not be valid or the Policy may not cover You fully. You should keep a written record (including copies of letters) of any information You give Us or Your insurance adviser when You renew this Policy.
JURISDICTION AND CHOICE OF LAW
This insurance shall be governed by and construed in accordance with the laws of England and Wales and shall be subject to the jurisdiction of the courts of England and Wales.
All communications between You and Us shall be conducted in English except as otherwise provided in this Policy
| 3 | 2.14 USD per day | Details |
INTERNSHIP TRAVEL INSURANCE POLICY WORDING
The Intern Group
Benefit Table
|
Section |
Benefit Type |
Limit - USD |
|
|
Emergency Medical Assistance |
Unlimited |
|
|
Emergency Medical, and Hospital Expenses |
5,000,000 |
|
|
Medical Evacuation Expenses |
50,000 |
|
|
Dental Expenses |
Up to USD 3,000 for accidental injury and USD 500 for pain relief |
|
|
Funeral Expenses |
20,000 |
|
|
Accidental Death |
30,000 |
|
|
Repatriation of Remains |
25,000 |
|
|
Permanent Disability |
40,000 |
|
|
Luggage and Personal Effects |
1,000 |
|
|
Personal Liability Emergency Bail Bond Travel Delay Trip Interruption |
1,000,000 1,500 Up to USD 350 Up to one economy fare ticket |
|
|
Search and Rescue Emergency Reunion |
25,000 5,000 |
|
|
Catastrophe Cover |
1,000 |
|
|
Security Evacuation Expenses |
25,000 |
|
|
Legal Advice Mental Health Treatment (by Authorised Psychiatric)
|
25,000 Up to USD 250 per session, maximum 5 sessions per person, per lifetime. |
|
|
|
|
|
|
Optional Upgrades (if additional premium paid) |
|
|
A |
PND and KCF |
100,000 |
|
B |
Trip Cancellation |
3,000 |
POLICY EXCESS AMOUNTS
$100 excess applies to the following benefits:
• Section 7: Personal Liability
The Contract of Insurance
In return for You having paid the premium for the Coverage Period, We will provide You the Benefits set out in Your Policy whilst You are on a trip away from your Home Country during the Coverage Period subject to the Definitions. Condition, Benefits limits and Exclusion contained in Your Policy.
This is Your Travel Insurance Policy, which with your Certificate of Insurance should be read together and forms the contract of Insurance between You and Us but is only valid if you have paid the premium.
Your premium has been based on the information shown in Your Certificate of Insurance and recorded in the written declaration you have made. Please read them carefully to make sure they meet Your requirements and that the details on Your certificate of Insurance are correct. If after reading your Policy and Certificate You have any questions. please your insurance advisor.
IMPORTANT
It is essential that you provide us with a fair representation of the risks we are accepting when applying for cover. It is also important that you advise your broker, intermediary or Us of any changes which occur during the period of insurance which may alter information previously provided. If you are in doubt as to whether you need to disclose information to us then this should be declared.
It is Your responsibility to prove any loss therefore we recommend that you keep receipts. photographs and relevant documents to help with any claim you make. This Policy is a legal contract. You must tell Us about any facts or changes which affect Your insurance and which have occurred either since the Policy started or since the last renewal date.
If You are not sure whether certain facts are relevant please ask Your adviser. If You do not tell Us about relevant changes. Your Policy may not be valid or the Policy may not cover You fully. You should keep a written record (including copies of letters) of any information You give Us or Your insurance adviser when You renew this Policy.
JURISDICTION AND CHOICE OF LAW
This insurance shall be governed by and construed in accordance with the laws of England and Wales and shall be subject to the jurisdiction of the courts of England and Wales.
All communications between You and Us shall be conducted in English except as otherwise provided in this Policy
| 4 | 2.44 USD per day | Details |
INTERNSHIP TRAVEL INSURANCE POLICY WORDING
The Intern Group
Benefit Table
|
Section |
Benefit Type |
Limit - USD |
|
|
Emergency Medical Assistance |
Unlimited |
|
|
Emergency Medical, and Hospital Expenses |
5,000,000 |
|
|
Medical Evacuation Expenses |
50,000 |
|
|
Dental Expenses |
Up to USD 3,000 for accidental injury and USD 500 for pain relief |
|
|
Funeral Expenses |
20,000 |
|
|
Accidental Death |
30,000 |
|
|
Repatriation of Remains |
25,000 |
|
|
Permanent Disability |
40,000 |
|
|
Luggage and Personal Effects |
1,000 |
|
|
Personal Liability Emergency Bail Bond Travel Delay Trip Interruption |
1,000,000 1,500 Up to USD 350 Up to one economy fare ticket |
|
|
Search and Rescue Emergency Reunion |
25,000 5,000 |
|
|
Catastrophe Cover |
1,000 |
|
|
Security Evacuation Expenses |
25,000 |
|
|
Legal Advice Mental Health Treatment (by Authorised Psychiatric)
|
25,000 Up to USD 250 per session, maximum 5 sessions per person, per lifetime. |
|
|
|
|
|
|
Optional Upgrades (if additional premium paid) |
|
|
A |
PND and KCF |
100,000 |
|
B |
Trip Cancellation |
3,000 |
POLICY EXCESS AMOUNTS
$100 excess applies to the following benefits:
• Section 7: Personal Liability
The Contract of Insurance
In return for You having paid the premium for the Coverage Period, We will provide You the Benefits set out in Your Policy whilst You are on a trip away from your Home Country during the Coverage Period subject to the Definitions. Condition, Benefits limits and Exclusion contained in Your Policy.
This is Your Travel Insurance Policy, which with your Certificate of Insurance should be read together and forms the contract of Insurance between You and Us but is only valid if you have paid the premium.
Your premium has been based on the information shown in Your Certificate of Insurance and recorded in the written declaration you have made. Please read them carefully to make sure they meet Your requirements and that the details on Your certificate of Insurance are correct. If after reading your Policy and Certificate You have any questions. please your insurance advisor.
IMPORTANT
It is essential that you provide us with a fair representation of the risks we are accepting when applying for cover. It is also important that you advise your broker, intermediary or Us of any changes which occur during the period of insurance which may alter information previously provided. If you are in doubt as to whether you need to disclose information to us then this should be declared.
It is Your responsibility to prove any loss therefore we recommend that you keep receipts. photographs and relevant documents to help with any claim you make. This Policy is a legal contract. You must tell Us about any facts or changes which affect Your insurance and which have occurred either since the Policy started or since the last renewal date.
If You are not sure whether certain facts are relevant please ask Your adviser. If You do not tell Us about relevant changes. Your Policy may not be valid or the Policy may not cover You fully. You should keep a written record (including copies of letters) of any information You give Us or Your insurance adviser when You renew this Policy.
JURISDICTION AND CHOICE OF LAW
This insurance shall be governed by and construed in accordance with the laws of England and Wales and shall be subject to the jurisdiction of the courts of England and Wales.
All communications between You and Us shall be conducted in English except as otherwise provided in this Policy
| 5 | 2.48 USD per day | Details |
INTERNSHIP TRAVEL INSURANCE POLICY WORDING
The Intern Group
Benefit Table
|
Section |
Benefit Type |
Limit - USD |
|
|
Emergency Medical Assistance |
Unlimited |
|
|
Emergency Medical, and Hospital Expenses |
5,000,000 |
|
|
Medical Evacuation Expenses |
50,000 |
|
|
Dental Expenses |
Up to USD 3,000 for accidental injury and USD 500 for pain relief |
|
|
Funeral Expenses |
20,000 |
|
|
Accidental Death |
30,000 |
|
|
Repatriation of Remains |
25,000 |
|
|
Permanent Disability |
40,000 |
|
|
Luggage and Personal Effects |
1,000 |
|
|
Personal Liability Emergency Bail Bond Travel Delay Trip Interruption |
1,000,000 1,500 Up to USD 350 Up to one economy fare ticket |
|
|
Search and Rescue Emergency Reunion |
25,000 5,000 |
|
|
Catastrophe Cover |
1,000 |
|
|
Security Evacuation Expenses |
25,000 |
|
|
Legal Advice Mental Health Treatment (by Authorised Psychiatric)
|
25,000 Up to USD 250 per session, maximum 5 sessions per person, per lifetime. |
|
|
|
|
|
|
Optional Upgrades (if additional premium paid) |
|
|
A |
PND and KCF |
100,000 |
|
B |
Trip Cancellation |
3,000 |
POLICY EXCESS AMOUNTS
$100 excess applies to the following benefits:
• Section 7: Personal Liability
The Contract of Insurance
In return for You having paid the premium for the Coverage Period, We will provide You the Benefits set out in Your Policy whilst You are on a trip away from your Home Country during the Coverage Period subject to the Definitions. Condition, Benefits limits and Exclusion contained in Your Policy.
This is Your Travel Insurance Policy, which with your Certificate of Insurance should be read together and forms the contract of Insurance between You and Us but is only valid if you have paid the premium.
Your premium has been based on the information shown in Your Certificate of Insurance and recorded in the written declaration you have made. Please read them carefully to make sure they meet Your requirements and that the details on Your certificate of Insurance are correct. If after reading your Policy and Certificate You have any questions. please your insurance advisor.
IMPORTANT
It is essential that you provide us with a fair representation of the risks we are accepting when applying for cover. It is also important that you advise your broker, intermediary or Us of any changes which occur during the period of insurance which may alter information previously provided. If you are in doubt as to whether you need to disclose information to us then this should be declared.
It is Your responsibility to prove any loss therefore we recommend that you keep receipts. photographs and relevant documents to help with any claim you make. This Policy is a legal contract. You must tell Us about any facts or changes which affect Your insurance and which have occurred either since the Policy started or since the last renewal date.
If You are not sure whether certain facts are relevant please ask Your adviser. If You do not tell Us about relevant changes. Your Policy may not be valid or the Policy may not cover You fully. You should keep a written record (including copies of letters) of any information You give Us or Your insurance adviser when You renew this Policy.
JURISDICTION AND CHOICE OF LAW
This insurance shall be governed by and construed in accordance with the laws of England and Wales and shall be subject to the jurisdiction of the courts of England and Wales.
All communications between You and Us shall be conducted in English except as otherwise provided in this Policy
| 6 | 0.10 USD per day | Details |
| 7 | 0.27 USD per day | Details |
| 8 | 60.00 USD per trip | Details |
| 9 | 60.00 USD per trip | Details |
