Choose your insurance coverage
1 | 2.67 USD per day | Details |
Co-Payment: $ 0
Benefit Coverage |
Covered Benefit |
---|---|
Hospital Room & Board Benefit:
|
100% URC |
Intensive Care/Cardiac Care Unit Benefit |
100% URC |
Hospital Miscellaneous Expense Benefit |
100% URC |
Surgeon (In or Outpatient) Benefits |
100% URC |
Assistant Surgeon Benefit |
100% URC |
Pre-Admission Testing Benefit |
100% URC |
Anesthesia Benefit |
100% URC |
Day Surgery Miscellaneous Benefit |
100% URC |
Diagnostic X-Ray and Lab Benefit |
100% URC |
Ambulance Benefit |
100% URC |
Physician Visit Benefit (Inpatient) |
100% URC |
Physician Visit Benefit (Outpatient) |
100% URC |
Consultant Physician Benefit |
100% URC |
Radiation/Chemotherapy Benefit |
100% URC |
Emergency Room Benefi
|
100% URC, subject to a $350 Co-Payment, waived if admitted |
Emergency Dental Expense Benefit |
100% URC |
Palliative Dental |
100% up to $200 maximum benefit per tooth |
Physiotherapy Expense Benefit - Inpatient |
100% URC |
Physiotherapy Expense Benefit - Outpatient |
100%, up to $2,500 maximum |
Durable Medical Equipment Expense Benefit |
100% URC |
Infants born following Complications of Pregnancy |
100% URC up to $75,000 Maximum ($200,000 Maximum in the USA or Caribbean) |
Emergency Medical Evacuation Expense Benefit |
100% of actual expense |
Emergency Medical Repatriation Expense Benefit |
100% of actual expense |
Emergency Reunion |
100% of actual expense |
Prescription Drug Benefit |
100% URC |
Return Ticket Benefit |
100% URC, up to $5,000 per Policy Period |
Accidental Death and Dismemberment Benefits
Pre-Authorization Services
Pre-Authorization is required to assure your treatment will be covered under the plan and to arrange for direct billing with the hospital. The following list of services must be Pre-Authorized:
• Hospitalization
• Outpatient Surgery
• Inpatient Private Duty Nursing
• Air Ambulance - services will be coordinated by the Underwriter’s Air Ambulance Provider.
• All Assistance Services
• Specialty Treatments and Highly Specialized Drugs
• Physical Therapy and Rehabilitation Services
• Any condition, including Chronic Conditions. which do not meet the above criteria, but are, expected to accumulate over $5,000 of medical treatment per Policy year
For a detailed representation, including all restrictions and exemptions. please read the detailed insurance terms and conditions.
2 | 0.41 USD per day | Details |
What's included in the individual Plan?
(Note: This is not medical insurance. This is a virtual medical and mental health counseling service.)
- 24/7/365 access to physicians for non-emergency medical conditions usually available within 20 minutes and no appointment necessary
- 2 visits per occurrence for short term mental health counseling with licensed therapist. Available 24/7/365 with no appointment necessary
- Unlimited access to mental health counseling for longer term issues by appointment. Telepsychiatry and prescriptions available, if necessary
- Dermatology consultations available by appointment
- Sexually transmitted infections discreetly tested and follow up medical advice provided
All available at no additional cost for consultations. No deductible, copayment or coinsurance payments needed and no insurance policy exclusions or limitations!